/* ============================================================
   INSURAPOINT — Design tokens
   Navy  #1A2542  |  Deep navy #10182C  |  Orange #E6620B
   Paper #FFFFFF  |  Mist  #F5F6F9      |  Slate  #3C4459
   Display: Space Grotesk  |  Body: Inter  (both sans, no serifs)
   ============================================================ */

:root{
  --navy: #1A2542;
  --navy-deep: #10182C;
  --orange: #E6620B;
  --orange-dark: #C2500A;
  --paper: #FFFFFF;
  --mist: #F5F6F9;
  --mist-2: #ECEEF3;
  --slate: #3C4459;
  --slate-soft: #6B7285;
  --line: #E1E4EC;
  --radius: 10px;
  --max: 1180px;
  --shadow-1: 0 1px 2px rgba(16,24,44,.06), 0 8px 24px -12px rgba(16,24,44,.12);
  --shadow-2: 0 24px 60px -20px rgba(16,24,44,.35);
  font-size: 16px;
}

*{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  color:var(--slate);
  background:var(--paper);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{
  font-family:'Space Grotesk',system-ui,sans-serif;
  color:var(--navy);
  line-height:1.15;
  font-weight:600;
  letter-spacing:-0.01em;
}
a{color:inherit;text-decoration:none;}
img{max-width:100%;display:block;}
ul{list-style:none;}
button{font-family:inherit;cursor:pointer;}
.container{max-width:var(--max);margin:0 auto;padding:0 24px;}
section{position:relative;}

:focus-visible{outline:3px solid var(--orange);outline-offset:2px;border-radius:4px;}

.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-size:.8rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;
  color:var(--orange-dark);
}
.eyebrow::before{
  content:"";width:8px;height:8px;background:var(--orange);border-radius:2px;
  transform:rotate(45deg);
}

.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:14px 26px;border-radius:8px;font-weight:600;font-size:.95rem;
  border:2px solid transparent;transition:transform .15s ease, box-shadow .15s ease, background .15s ease, color .15s ease;
  white-space:nowrap;
}
.btn-primary{background:var(--orange);color:#fff;}
.btn-primary:hover{background:var(--orange-dark);transform:translateY(-1px);box-shadow:0 10px 20px -8px rgba(230,98,11,.5);}
.btn-ghost{background:transparent;border-color:rgba(255,255,255,.35);color:#fff;}
.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.08);}
.btn-outline{background:transparent;border-color:var(--navy);color:var(--navy);}
.btn-outline:hover{background:var(--navy);color:#fff;}
.btn-block{width:100%;}

/* ---------- Header ---------- */
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.92);backdrop-filter:blur(8px);
  border-bottom:1px solid var(--line);
}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;}
.nav-logo img{height:34px;width:auto;}
.nav-links{display:flex;align-items:center;gap:32px;}
.nav-links li + li{margin-left:32px;}
.nav-links a{font-size:.92rem;font-weight:500;color:var(--navy);}
.nav-links a:hover{color:var(--orange);}
.nav-cta{display:flex;align-items:center;gap:14px;}
.nav-toggle{display:none;background:none;border:none;padding:6px;}
.nav-toggle span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0;transition:.2s;}

@media (max-width:860px){
  .nav-links{
    position:fixed;top:64px;left:0;right:0;background:var(--paper);
    flex-direction:column;align-items:flex-start;gap:0;
    border-bottom:1px solid var(--line);
    transform:translateY(-8px);opacity:0;pointer-events:none;transition:.2s;
  }
  .nav-links.open{transform:translateY(0);opacity:1;pointer-events:auto;}
  .nav-links a{padding:14px 24px;width:100%;border-top:1px solid var(--line);}
  .nav-links li + li{margin-left:0;}
  .nav-cta .btn-outline{display:none;}
  .nav-toggle{display:block;}
}

/* ---------- Hero ---------- */
.hero{
  background:linear-gradient(180deg,var(--navy) 0%, var(--navy-deep) 100%);
  color:#fff;overflow:hidden;
  clip-path:polygon(0 0,100% 0,100% 92%,0 100%);
  padding-bottom:90px;
}
.hero-inner{
  display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;
  padding-top:76px;
}
.hero h1{color:#fff;font-size:clamp(2.1rem,4vw,3.4rem);margin:18px 0 20px;}
.hero h1 em{color:var(--orange);font-style:normal;}
.hero p.lead{color:#C4C9D8;font-size:1.1rem;max-width:520px;margin-bottom:32px;}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:36px;}
.hero-trust{display:flex;gap:28px;flex-wrap:wrap;color:#9AA2B8;font-size:.85rem;}
.hero-trust strong{color:#fff;display:block;font-family:'Space Grotesk';font-size:1rem;}
.hero-art{position:relative;}
.hero-art img{
  max-width:460px;width:100%;margin:0 auto;display:block;
  filter:drop-shadow(0 30px 60px rgba(0,0,0,.45));
}

@media (max-width:900px){
  .hero-inner{grid-template-columns:1fr;padding-top:48px;text-align:left;}
  .hero-art{order:-1;max-width:280px;}
}

/* ---------- Section headers ---------- */
.section-head{max-width:640px;margin-bottom:48px;}
.section-head h2{font-size:clamp(1.7rem,3vw,2.3rem);margin-top:12px;}
.section-head p{margin-top:14px;color:var(--slate-soft);font-size:1.05rem;}
.section-pad{padding:96px 0;}
.bg-mist{background:var(--mist);}

/* ---------- Services grid ---------- */
.services-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;}
.service-card{
  background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  padding:30px 26px;position:relative;overflow:hidden;
  transition:transform .18s ease, box-shadow .18s ease;
}
.service-card::before{
  content:"";position:absolute;top:0;left:0;width:100%;height:4px;
  background:linear-gradient(90deg,var(--navy),var(--orange));
}
.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-1);}
.service-icon{
  width:48px;height:48px;border-radius:10px;background:var(--mist);
  display:flex;align-items:center;justify-content:center;margin-bottom:18px;
}
.service-icon svg{width:26px;height:26px;}
.service-card h3{font-size:1.08rem;margin-bottom:10px;}
.service-card p{font-size:.92rem;color:var(--slate-soft);}

@media (max-width:960px){.services-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.services-grid{grid-template-columns:1fr;}}

/* ---------- Process ---------- */
.process{display:grid;grid-template-columns:repeat(4,1fr);gap:0;}
.process-step{position:relative;padding:0 26px 0 0;}
.process-step:not(:last-child){border-right:1px dashed var(--line);}
.process-num{
  font-family:'Space Grotesk';font-size:2.2rem;color:var(--mist-2);
  -webkit-text-stroke:1px var(--navy);color:transparent;margin-bottom:14px;display:block;
}
.process-step h3{font-size:1.02rem;margin-bottom:8px;}
.process-step p{font-size:.9rem;color:var(--slate-soft);}

@media (max-width:900px){
  .process{grid-template-columns:1fr;gap:28px;}
  .process-step{border-right:none !important;padding-left:20px;border-left:2px solid var(--orange);}
}

/* ---------- Why us / split ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center;}
.value-list{display:flex;flex-direction:column;gap:26px;margin-top:28px;}
.value-item{display:flex;gap:16px;}
.value-mark{
  flex:0 0 auto;width:34px;height:34px;border-radius:8px;
  background:var(--navy);position:relative;transform:rotate(45deg);
}
.value-mark::after{
  content:"";position:absolute;top:50%;left:50%;width:8px;height:8px;
  background:var(--orange);border-radius:50%;transform:translate(-50%,-50%) rotate(-45deg);
}
.value-item h4{font-size:1.02rem;color:var(--navy);margin-bottom:4px;font-family:'Space Grotesk';}
.value-item p{font-size:.92rem;color:var(--slate-soft);}
.split-visual{
  background:var(--navy);border-radius:16px;padding:44px;color:#fff;
  clip-path:polygon(0 0,100% 6%,100% 100%,0 94%);
}
.split-visual h3{color:#fff;font-size:1.3rem;margin-bottom:10px;}
.split-visual p{color:#B7BDD0;font-size:.95rem;margin-bottom:22px;}

@media (max-width:900px){.split{grid-template-columns:1fr;gap:36px;}}

/* ---------- Coverage tags ---------- */
.tags{display:flex;flex-wrap:wrap;gap:12px;}
.tag{
  border:1px solid var(--line);background:#fff;border-radius:999px;
  padding:10px 18px;font-size:.88rem;font-weight:500;color:var(--navy);
  display:inline-flex;align-items:center;gap:8px;
}
.tag::before{content:"";width:6px;height:6px;background:var(--orange);border-radius:50%;}

/* ---------- FAQ ---------- */
.faq{max-width:820px;margin:0 auto;}
.faq-item{border-bottom:1px solid var(--line);}
.faq-q{
  width:100%;text-align:left;background:none;border:none;padding:22px 0;
  display:flex;justify-content:space-between;align-items:center;gap:16px;
  font-family:'Space Grotesk';font-size:1.02rem;color:var(--navy);
}
.faq-q .plus{flex:0 0 auto;width:22px;height:22px;position:relative;}
.faq-q .plus::before,.faq-q .plus::after{
  content:"";position:absolute;background:var(--orange);top:50%;left:50%;transform:translate(-50%,-50%);
}
.faq-q .plus::before{width:14px;height:2px;}
.faq-q .plus::after{width:2px;height:14px;transition:.2s;}
.faq-item.open .plus::after{opacity:0;}
.faq-a{max-height:0;overflow:hidden;transition:max-height .25s ease;}
.faq-a p{padding-bottom:20px;color:var(--slate-soft);font-size:.94rem;max-width:680px;}

/* ---------- CTA / contact ---------- */
.contact{
  background:var(--navy);color:#fff;border-radius:20px;
  padding:64px;display:grid;grid-template-columns:1fr 1fr;gap:56px;
}
.contact.contact-simple{grid-template-columns:1fr;max-width:640px;margin:0 auto;text-align:center;}
.contact.contact-simple .contact-info{align-items:center;}
.contact.contact-simple .eyebrow{justify-content:center;}
.contact h2{color:#fff;}
.contact p{color:#B7BDD0;}
.contact-info{display:flex;flex-direction:column;gap:18px;margin-top:28px;}
.contact-info a{color:#fff;font-weight:600;}
.contact-info .lbl{display:block;font-size:.78rem;color:#8B92A8;text-transform:uppercase;letter-spacing:.05em;margin-bottom:2px;}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
.form-grid .full{grid-column:1 / -1;}
.form-grid label{display:block;font-size:.82rem;color:#C4C9D8;margin-bottom:6px;}
.form-grid input,.form-grid select,.form-grid textarea{
  width:100%;padding:12px 14px;border-radius:8px;border:1px solid rgba(255,255,255,.18);
  background:rgba(255,255,255,.06);color:#fff;font-size:.92rem;font-family:inherit;
}
.form-grid input::placeholder,.form-grid textarea::placeholder{color:#7C84A0;}
.form-grid input:focus,.form-grid select:focus,.form-grid textarea:focus{
  outline:2px solid var(--orange);background:rgba(255,255,255,.1);
}
.form-note{font-size:.78rem;color:#8B92A8;margin-top:10px;}

@media (max-width:900px){.contact{grid-template-columns:1fr;padding:40px 26px;}.form-grid{grid-template-columns:1fr;}}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy-deep);color:#B7BDD0;padding:64px 0 28px;}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;margin-bottom:48px;}
.footer-grid img{height:32px;margin-bottom:16px;}
.footer-grid p{font-size:.88rem;color:#8B92A8;max-width:280px;}
.footer-col h4{color:#fff;font-size:.85rem;text-transform:uppercase;letter-spacing:.05em;margin-bottom:16px;font-family:'Space Grotesk';}
.footer-col a{display:block;font-size:.9rem;padding:6px 0;color:#B7BDD0;}
.footer-col a:hover{color:var(--orange);}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.08);padding-top:22px;
  display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.8rem;color:#7C84A0;
}
.footer-legal{font-size:.76rem;color:#6C7392;max-width:900px;margin-top:14px;line-height:1.6;}

@media (max-width:900px){.footer-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.footer-grid{grid-template-columns:1fr;}}

/* ---------- utils ---------- */
/* Visible por defecto: si JS no carga (bloqueado, error, crawler que no ejecuta scroll),
   todo el contenido permanece visible. La animación solo se activa si <html> recibe
   la clase .js-ready (ver js/main.js), y únicamente después de que IntersectionObserver
   confirme soporte. */
.reveal{opacity:1;transform:none;}
.js-ready .reveal{opacity:0;transform:translateY(16px);transition:opacity .5s ease, transform .5s ease;}
.js-ready .reveal.in{opacity:1;transform:translateY(0);}
@media (prefers-reduced-motion: reduce){
  .js-ready .reveal{opacity:1;transform:none;transition:none;}
  html{scroll-behavior:auto;}
}